Principal institution
Eight characters identify the bank, country and location.
International bank code lookup
Find an Indian bank’s SWIFT / BIC code.
Search available records by code, bank, branch, city or IFSC—then verify the international transfer instructions with the bank.
India-focused records Official verification links
AAAABank
BBCountry
CCLocation
DDDBranch
Partial directory coverage
Many Indian branches do not have their own SWIFT code and instead use a bank’s central, treasury or principal international office.
Before an international transfer
Know what the code identifies—and what it doesn’t.
A SWIFT code identifies an institution or branch for financial messaging. It does not replace beneficiary, account or intermediary-bank instructions.
Branch identifier
Three optional characters identify a branch or operational unit.
International routing
The receiving bank may also specify an intermediary or correspondent bank.
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SWIFT code questions
Frequently asked questions
Are SWIFT and BIC codes the same?+
Yes. BIC means Business Identifier Code, while SWIFT is the network and registration authority commonly associated with the code. Banks often use the terms SWIFT code and BIC interchangeably.
What is the difference between an 8-character and 11-character SWIFT code?+
An 8-character BIC identifies the institution and principal office. An 11-character BIC adds a three-character branch identifier. XXX commonly represents the primary office.
Does every Indian bank branch have a SWIFT code?+
No. Many branches route international transfers through a central, treasury or designated international branch, so the beneficiary bank must confirm the correct instructions.
Can I use a SWIFT code without verifying it?+
You should confirm the code and any intermediary-bank instructions with the beneficiary bank before sending an international transfer.
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